Knowledge Base Article Target Page: musivo.ai/pricing

Credit card declines typically originate from bank anti-fraud blocks or missed 3D-Secure authentication codes.

🇬🇧 English Guide: Troubleshooting Stripe Credit Card Declines

Credit card declines typically originate from bank anti-fraud blocks or missed 3D-Secure authentication codes.

International Transactions Disabled: Call your bank to enable cross-border e-commerce charges.
3D-Secure OTP Timeout: Ensure you complete your bank's SMS/app verification within the countdown timer.
Incorrect Billing Address / Zip Code: Match billing address exactly with your bank statement records.
Insufficient Funds or Daily Limits: Check your available balance and online transaction limits.

Pro Tip: Virtual debit cards issued by digital banks (Jenius, Jago, Revolut, Wise) work seamlessly with Stripe.

🇮🇩 Terjemahan Bahasa Indonesia: Solusi Kartu Kredit / Debit Ditolak Saat Checkout Stripe

Penolakan kartu kredit/debit biasanya bersumber dari proteksi anti-fraud bank atau keterlambatan memasukkan kode OTP 3D-Secure.

Transaksi Luar Negeri Belum Aktif: Hubungi bank Anda untuk mengaktifkan izin transaksi internasional.
OTP 3D-Secure Kedaluwarsa: Masukkan kode verifikasi SMS dari bank sebelum waktu habis.
Alamat Tagihan Tidak Sesuai: Samakan data nama dan kode pos dengan buku rekening bank Anda.
Saldo Tidak Mencukupi: Periksa saldo rekening atau batas limit harian transaksi online Anda.

Tips Praktis: Kartu debit virtual dari bank digital (Jenius, Bank Jago, Wise) selalu berhasil lancar di Stripe.